At Rupee Fincare Services, we understand that your property is more than just an asset—it’s a valuable financial resource. With our Loan Against Property (LAP) solutions, you can leverage your residential, commercial, or industrial property to secure funds for various personal and business needs. Whether you need capital for business expansion, debt consolidation, medical emergencies, or higher education, we provide customized loan options that suit your financial goals.
We partner with top banks and NBFCs across India to offer you the best Loan Against Property deals at highly competitive interest rates. Our streamlined process ensures hassle-free approvals, minimal documentation, and quick disbursal, so you get the financial support you need without delays. With flexible repayment tenures and loan amounts tailored to your property’s market value, we make borrowing simple and stress-free.
Our Loan Against Property services come with attractive features, including high loan-to-value ratios, balance transfer options, and top-up loan facilities. Whether you are a salaried professional or a self-employed individual, our experts help you find the most suitable loan plan based on your income, credit profile, and property valuation. We are committed to providing transparent services with no hidden charges, ensuring you have a seamless borrowing experience.
At Rupee Fincare Services, we prioritize your financial well-being and strive to make property-backed financing affordable and accessible. Our dedicated team of professionals guides you through every step, from application to loan disbursal, ensuring you make the most of your property’s equity. Contact us today to explore the best Loan Against Property solutions and unlock the potential of your real estate investment.
Achieve your Financial goals with the right financial support, exactly when you need it. At Rupee Fincare Services, we offer a range of loan Against Property solutions tailored to your needs.
When you choose a Loan Against Property from Rupee Fincare Services, you benefit from competitive interest rates and transparent fees from trusted financial institutions. We understand the value of your property and ensure that you get the best terms and conditions for your loan.
Our customers can take advantage of customized loan offerings at competitive interest rates. The actual rates may vary based on factors like your credit score, financial profile, and approval from competent authorities. We strive to provide the most favorable terms suited to your specific financial situation.
A Loan Against Property allows you to unlock the potential of your property and use the funds for various needs, such as business expansion, education, medical expenses, or debt consolidation. This loan enables you to leverage your asset without selling it, giving you financial flexibility.
With Rupee Fincare Services, obtaining a Loan Against Property is simple and hassle-free. Our expert team guides you through the smooth application process, ensuring quick approvals and fast disbursements. Contact us or visit our website to explore your options and take the next step toward achieving your financial goals.
Not all loans are the same—our Loan Against Property solutions are designed to help you achieve your Financial goals with ease and flexibility.
Any salaried, self-employed Person is eligible for a Home loan.
18 to 60 years
May vary across lenders
Preferably 750 and above (varies across lenders)
Loan Against Property with Rupee Fincare Services
A Loan Against Property (LAP) is a secured loan where you pledge your residential, commercial, or industrial property as collateral. The lender provides funds based on the property’s market value, which you can use for business expansion, medical emergencies, education, or any personal financial needs.
You can mortgage residential, commercial, or industrial properties, as well as plots of land (depending on the lender’s policies). The property should have a clear title and be free from any legal disputes
The loan amount depends on factors such as the property’s market value, your income, and creditworthiness. Generally, lenders provide 50-70% of the property’s current market value as a loan.
Eligibility varies by lender, but generally, salaried individuals, self-employed professionals, and business owners with a stable income can apply. A good credit score and a legally clear property are also important.
Commonly required documents include:
The approval process typically takes 7-10 working days, depending on document verification, credit assessment, and property evaluation.
LAP tenures generally range from 5 to 20 years, depending on the loan amount and repayment capacity. A longer tenure reduces EMI but increases overall interest cost.
Interest rates vary based on factors such as credit score, loan amount, and lender policies. Rupee Fincare Services offers competitive rates starting from 8-10% per annum.
Yes, you can prepay or foreclose your loan before the tenure ends. Some lenders may charge a prepayment penalty, especially if the loan is on a fixed interest rate.
Defaulting on repayment can lead to penalty charges, a drop in your credit score, and potential legal action. In extreme cases, the lender has the right to seize and auction the property to recover the outstanding loan amount.
Now apply for Loan Against Property online, All you need to do is provide your details below application form.
